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Home Loan

Home Loan

What is a Home Loan?

A Home Loan is a financial product that allows you to purchase your dream home. With low interest rates, flexible repayment terms, and easy approval processes, we make home ownership simple and affordable. Whether you are a first-time homebuyer or looking to refinance, our home loan options are designed to meet your needs.

Take the first step toward owning your home today. Our home loan solutions offer customizable plans to suit your financial goals and budget.

Home Loan – Achieve Your Dream of Home Ownership

A Home Loan is designed to help you buy the house you’ve always dreamed of. With flexible repayment terms, low interest rates, and easy approval, we offer a range of home loan solutions to make home ownership a reality for you.

Whether you're a first-time homebuyer or looking to refinance, our home loan products are tailored to your financial needs.

Home Loan

Home Loan Eligibility Criteria

To qualify for a home loan, you need to meet certain eligibility criteria. Below are the requirements for both salaried and self-employed individuals.

Salaried Individuals

  • Age between 21 and 60 years
  • Minimum monthly income of ₹30,000
  • At least 1 year of employment history

Self-Employed Individuals

  • Age between 25 and 65 years
  • Minimum annual income of ₹4,00,000
  • At least 2 years of business operation

Features & Benefits of a Home Loan

  • High Loan Amount: Finance up to ₹10 crores depending on eligibility.
  • Flexible Repayment Tenure: Choose a tenure up to 30 years.
  • Competitive Interest Rates: Starting at 8.5% per annum.
  • Minimal Documentation: Simple paperwork and a fast application process.
  • Tax Benefits: Get tax deductions on interest paid under section 80C and 24(b).
  • Easy Online Application: Apply from the comfort of your home.
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